Effective Date: October 1, 2025 | Last Updated: October 1, 2025
Table of Contents
1. Acceptance of Terms
These Terms & Conditions ("Terms") govern your use of FinX: Loan Finance Calculator ("App"), developed by Safari Apps. By downloading, installing, or using the App or visiting our website at financecalc.safariapps.com, you agree to be bound by these Terms. If you do not agree, you should not use the App.
2. Use of the App
- The App is provided for personal, non-commercial use only.
- You may not copy, modify, distribute, reverse-engineer, or create derivative works of the App without prior written permission.
- You agree not to misuse the App or use it in violation of any applicable laws or regulations.
- You may not use automated tools, bots, or scrapers to access the App or its services.
3. Financial Disclaimer
The App provides financial calculations (e.g., loan EMI, compound interest, TVM, ROI, currency conversion) for informational purposes only.
The App does not provide financial, investment, tax, or legal advice. You are solely responsible for decisions made using the App. Always:
- Verify results independently before making financial decisions.
- Consult a qualified financial advisor, accountant, or attorney for personalized advice.
- Be aware that currency exchange rates are live estimates and may not reflect exact market rates.
- Note that financial formulas may not account for all real-world variables (taxes, fees, penalties, etc.).
We are not responsible for any financial loss, damages, or consequences resulting from reliance on calculations provided by the App.
4. Third-Party Services & Advertising
The App integrates third-party services including Google AdMob, Google Firebase, Google Analytics, Sentry Crashlytics, and Microsoft Clarity. These services may collect and process data independently; their use is subject to their respective privacy policies.
FinX is a free app supported by advertising. Ads may be shown within the App. We are not responsible for the accuracy, content, or safety of third-party advertisements.
5. In-App Purchases
Future versions of the App may include optional in-app purchases or premium features. Any such purchases will be processed through the Google Play Store or Apple App Store. Refunds, billing, or subscription disputes are handled by the respective app store's policies.
6. Intellectual Property
All rights, title, and interest in the App — including its design, features, trademarks, and content — belong to Safari Apps and are protected by applicable intellectual property laws. "FinX" and its logo are trademarks of Safari Apps. You may not use our name, logo, or branding without prior written permission.
7. Limitation of Liability
The App is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee accuracy, reliability, or uninterrupted access to the App.
To the maximum extent permitted by applicable law, Safari Apps shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the App.
8. Privacy
Your use of the App is also governed by our Privacy Policy, which is incorporated into these Terms by reference.
9. Termination
We may suspend or terminate your access to the App at any time, without notice, if you violate these Terms or misuse the App. All provisions that by their nature should survive termination shall survive.
10. Governing Law
These Terms are governed by the laws of India, without regard to conflict of law principles. Any disputes shall be resolved in the courts of India.
11. Changes to Terms
We may update or modify these Terms from time to time. Updates will be reflected with a revised "Effective Date" at the top. Continued use of the App after changes constitutes your acceptance of the updated Terms.
12. Contact Us
- Developer: Safari Apps
- Email: [email protected]
- Website: financecalc.safariapps.com/contact